Terms and Conditions – Suttmeier Technical Strategies, LLC (STS)

1. Overview of Services

STS provides access to financial commentary and technical market insights for general informational and educational purposes only. These services may include free and subscription-based content delivered through email, the STS website, or other authorized distribution channels. STS does not act as a registered investment advisor, broker-dealer, or financial planner. No part of our Services constitutes personalized investment advice.

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2. Subscription Access and User Credentials

Access to certain content on the STS platform is restricted to registered users or subscribers. You agree that any user identification and password issued to you are for personal use only. You shall not share your login credentials or permit others to access the content using your account. Any such sharing may result in immediate termination of your subscription without refund.

 

3. Pricing, Billing, and Auto-Renewal

Subscription pricing is subject to change. STS reserves the right to revise subscription fees upon notice. Continued use of the services following such notice constitutes your acceptance of the new pricing or fees. Premium subscriptions automatically renew at the end of the applicable billing period unless you cancel prior to renewal. You are solely responsible for canceling your subscription before the renewal date. Refunds will not be provided for auto-renewals not canceled in advance.

 

4. Cancellation and Refund Policy

You may unsubscribe from free communications at any time via the unsubscribe link provided in our emails. For paid subscriptions, some offerings may include a money-back guarantee within a specific time frame. Terms of such offers vary and must be reviewed by you at the time of subscription. Canceling an email subscription does not constitute cancellation of a paid subscription.

 

5. Our Right to Terminate

We reserve the right to terminate your subscription at our sole discretion. If we terminate your subscription, you may be eligible for a pro-rated refund of the unused portion of your subscription. Termination may occur for violations of these Terms or misuse of Suttmeier content.

 

6. Disclaimers on Investment Advice

STS is not a registered investment advisor, broker-dealer, or financial planner. All content provided by STS—including commentary, technical analysis, charts, trading strategies, and data—is offered solely for educational and informational purposes. STS does not provide investment recommendations, and none of the content should be construed as advice to buy, sell, or hold any specific security or financial product. You are solely responsible for making your own financial decisions.

 

7. Impersonal Nature of Content

The information and insights made available through STS Services are not tailored to the investment objectives or financial circumstances of any particular individual. Any mention of securities or strategies is made without regard to your specific situation, and STS makes no assessment of suitability for any user.

 

8. Past Performance and Risk Warning

Trading and investing involve significant financial risk. Past results are not indicative of future performance. The value of investments can fluctuate, and you may lose part or all of your investment. STS makes no warranties about future outcomes based on historical data. All investment decisions must be made at your own discretion.

We make no guarantees regarding the accuracy, completeness, timeliness, or reliability of the information we provide. Although the content is derived from sources believed to be reliable, we do not warrant the accuracy or completeness of any information provided and are not responsible for any errors or omissions.

 

9. No Liability for Decisions

STS and its affiliates, officers, employees, contractors, and content contributors (collectively, “Representatives”) assume no responsibility for your investment actions. You agree to hold STS and its Representatives harmless for any loss or damages—whether direct, indirect, incidental, or consequential—resulting from your use of or reliance on the Services.

 

10. Due Diligence Responsibility

Users are strongly encouraged to perform independent research and consult with qualified financial, legal, and tax professionals before making any investment decisions. You bear sole responsibility for evaluating the content and its appropriateness for your particular financial goals. Use of the services is at your own risk.

 

11. Intellectual Property Rights and Feedback

All content provided through our services, including text, data, graphics, logos, and software, is the property of STS or its licensors and is protected by copyright, trademark, and other laws.

 

You agree not to remove, alter, or obscure any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the content.

 

By submitting any feedback, comments, suggestions, or ideas to STS, you acknowledge and agree that such submissions are non-confidential and shall become the sole property of STS. STS shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these submissions for any purpose without acknowledgment or compensation to you.

 

STS retains ownership of any derivative or processed data (“Activity Metadata”) that result from your interaction with the services. You grant STS an irrevocable, worldwide, royalty-free license to use, reproduce, modify, adapt, and distribute any data you provide to the extent necessary to provide and improve the services.

 

12. Third-Party Links and Services

Our website or communications may contain links to third-party websites or services. STS does not control and is not responsible for the content, privacy policies, or practices of any third parties. Your interaction with third-party services is governed solely by their respective terms. STS disclaims all liability for any damages arising from use of third-party content or services.

 

13. Technology and Availability Disclaimers

Our Services are provided “as is” and “as available.” STS does not guarantee uninterrupted access, timely delivery, or error-free operation. We disclaim all express or implied warranties, including warranties of merchantability, fitness for a particular purpose, and non-infringement. STS does not guarantee the accuracy, completeness, or reliability of any information and is not responsible for errors or omissions. You assume all risks associated with your use of our Services, including potential damage to your equipment or data.

 

14. Limitation of Liability

To the maximum extent permitted by applicable law, STS and its Representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Services. Your exclusive remedy is to cease use of the Services. In no event shall STS’s total liability exceed the amount you paid in subscription fees in the twelve months preceding the claim.

 

15. Indemnification

You agree to indemnify, defend, and hold harmless STS and its Representatives from any claims, damages, losses, liabilities, costs, or expenses—including attorneys’ fees—arising out of your use of the Services, your violation of these Terms, your violation of any applicable laws or third-party rights or your content submitted through our services. STS reserves the right to assume exclusive defense and control of any matter subject to indemnification by you. In such a case, you agree to cooperate fully with STS.

 

16. Arbitration and Class Action Waiver

Any dispute arising under or in connection with these Terms will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to a jury trial or to participate in class actions. You may bring claims only on an individual basis. Arbitration must be initiated by sending written notice to info@suttmeiertechnicals.com.

 

17. Force Majeure

STS shall not be held liable for any failure or delay in performance due to events beyond our control, including but not limited to acts of God, war, strikes, pandemics, internet outages, or governmental actions.

 

18. Modifications to Services

STS reserves the right to change, suspend, or discontinue any portion of the Services, including contributors, delivery methods, or content, at any time and without prior notice. Continued use of the Services after such changes indicates your acceptance.

 

19. Governing Law and Legal Notices

These Terms shall be governed by the laws of the State of New Jersey. Any legal action arising under these Terms shall be brought exclusively in the state courts located in New Jersey. You may contact us for legal or operational inquiries at info@suttmeiertechnicals.com.

 

20. Privacy and California Disclosures

STS respects your privacy. We collect minimal personal data—typically name and email—for managing subscriptions and preventing fraud. We do not sell your personal data. Disclosures may be made to comply with legal obligations or protect our rights.

California residents may request disclosure of our data practices under California Civil Code Section 1798.83. To make a request, email info@suttmeiertechnicals.com with the subject line “California Privacy Rights Request.”

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21. Access Restrictions and Technology Use

You agree not to:

• Use or launch any automated system, including without limitation, "robots," "spiders," or "offline readers," that accesses our services in a manner that sends more request messages to the servers than a human can reasonably produce in the same period.

• Circumvent, disable or otherwise interfere with any security-related features or features that prevent or restrict use or copying of any content or enforce limitations on the use of the services or the content therein.

Violations of this section may result in immediate termination of your access and may be subject to civil and criminal liability.

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22. Ownership and Potential Conflicts of Interest

Suttmeier Technical Strategies, LLC (“STS”), including its owners, employees, contractors, or affiliates (collectively, “Representatives”), may hold positions—long or short—in the securities or financial instruments discussed in our commentary, reports, or other published materials.

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Any such holdings may be established or liquidated at any time without prior notice and without obligation to disclose transactions before or after publication. These positions may create a potential conflict of interest, particularly where opinions or analysis could be perceived as being influenced by our financial interests.

However, all analysis provided by STS is intended strictly for informational and educational purposes and reflects our good faith, independent views at the time of publication. STS does not receive compensation for mentioning or recommending specific securities.

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You should assume that we may have a financial interest in any security mentioned, and you are advised to perform your own due diligence and consult with a qualified investment professional before making any investment decisions.

 

23. Changes to Terms

We reserve the right to modify these Terms at any time. Updated versions will be posted on the Suttmeier Technical Strategies, LLC website with an effective date. Your continued use of the Services after changes signifies your acceptance of the revised Terms.

 

For questions or concerns regarding these Terms, please contact us at: info@suttmeiertechnicals.com